Visitor Medical Insurance
- Visitor Medical Insurance for Holidays and Vacations Overseas
- Coverage Starting Less than $1/Day!
- FREE Travel Assistance Services
Visitor Medical Insurance: Why You Need It
It’s finally here, holiday season. You’ve been waiting since, well, last holiday for this day to finally come. The bags are packed, the kids have their iPods and video games, and you’re ready to go. Wait, are you sure you’ve thought of everything? Have you purchased visitor medical insurance for you and your family? While it’s not necessarily the most fun item to add to your to-do list, visitor medical insurance is essential when you’re out and about visiting your family and going to your favorite spots. It’s like sun block for your family’s financial future. In many cases, your existing health insurance policy may not cover you outside your home country, or at least drastically decrease the amount they cover.
Visitor medical insurance policies are available for worldwide coverage, during a period anywhere from 5 days to 1 year. No matter where you go, how long you stay, or what you do, having visitor medical insurance when traveling abroad can help to protect your wallet. Even if your vacation plans only consist of eating tons of Great Aunt Cecelia’s meatballs and not mountain climbing, you should still make sure you’re covered. A bad case of the stomach flu could turn into a large medical expense if you aren’t prepared. In some cases, you may have to pay these expenses up front while in a foreign country.
Visitor medical insurance can help cover those emergency medical expenses at a facility where you can receive quality care. You can also get policies that cover a medical evacuation, just in case the closest thing to a doctor on your holiday is the local village veterinarian.
Selecting the Right Plan
Two high quality plans for visitor medical insurance plans for visitors on holiday are Atlas Travel and Atlas Group with a 10% discount for groups/families of 5 or more. These plans offer coverage in over 130 countries. Both plans offer emergency medical evacuation and emergency reunion in the case of a medical emergency requiring evacuation, both of which are important benefits to have when visiting family and friends overseas.
| Atlas & Atlas Group Highlights | |
|---|---|
| Trip Interruption | $5,000 |
| Coverage | Worldwide |
| Deductibles | $0 to $2,500 |
| Coinsurance (US & Canada) | 80% of first $5,000 after Deductible, then 100% Coinsurance is waived if PPO is used |
| Coinsurance (Outside US & Canada) |
100% after Deductible |
| Emergency Medical Evacuation | $500,000 Llifetime Max |
| Ambulance | Usual, Reasonable & Customary |
| Intensive Care Unit (ICU) |
Usual, Reasonable & Customary |
| Optional Sports Rider | Overall Max Limit of Policy |
| Lost Checked Luggage | $250 |
| Natural Disaster | Up to $100/Day, 5 Day Max |
| Emergency Dental | Accident Covered as Part of Policy Overall Max |
A good plan is more than just a piece of paper; it’s the company that backs it up. Accidents are never planned. Don’t assume you’re covered, ensure you are. You can get a quote, apply and print your insurance card in less time than it often takes to get through airport security.
Get a free quote and review plan benefit details for our visitor medical insurance plans.
¹ The claim example provided above is based on actual claims handled by the insurer of these plans. Coverage for similar claims is not to be inferred from the above example, as all claims are determined to be eligible/ineligible based on the applicable insurance policy and the facts and circumstances of each claim.