Worldwide Medical Insurance: Why Do You Need It?
Stepping out your front door and into a global journey can bring immense changes and challenges to your life. One thing that shouldn’t be a challenge is keeping track of whether or not your health insurance is valid whenever you step off the plane. Regardless if you are a US citizen heading out overseas or a citizen from another country coming to the US, having your health insurance travel the globe with you is really a flexibility you need, not just a luxury that’s nice to have.
All worldwide medical insurance plans offered on TravelMedicalInsurance.com will pay 100% of covered eligible medical expenses (after the Deductible) incurred for claims outside the US and Canada.
Many travel medical insurance companies tout having the lowest price while seemingly downplaying the importance of providing a strong global physician network. The truth is, you need both. For example, if you need to see a physician while abroad, how would you know where to go? Would you simply ask someone on the street or, would a more trusted source where physicians in your area have been pre-screened for quality by a trusted international health network be a better choice? 
And better yet, how about making sure access to that information is available 24/7 to ensure you have access when you need it?
Aside from providing peace-of-mind with finding a quality physician, having a plan with global coverage that includes a physician network can also lessen the time needed to handle medical expenses. Providers included in the network are more likely to trust that the insurance will cover the expenses and in some cases may even directly bill the insurance company rather than ask you to pay up front.
Worldwide Medical Insurance: Which Plan to Choose?
Some travel plans may involve just one destination while others may include several. There may also be times when you may be planning more than one trip in the near future, each to a different place. Whichever scenario fits you, doesn’t it make sense to choose a plan that isn’t limited with too many geographic limitations? If you’re visiting London, don’t you want the option to go to Dublin as well? How about Milano to Paris? You’ve already traveled the long distance; don’t let your insurance prevent you from going all the way.
The Atlas Travel plan, one of the industry’s leading worldwide medical insurance plans, is a solution that provides the benefits you’d expect in an international insurance plan, plus a provider network that offers you:
- Large international and US provider networks with over 7,000 medical emergency facilities and over 400,000 doctors and specialists.
- Doctors and emergency facilities in over 130 countries.2
- In-network options to lower or eliminate coinsurance payments within the US.
- Direct billing for some international providers, possibly eliminating the need to wait for personal reimbursement of your claims.
- Online tools to help you access your benefits and manage your medical care.
So, regardless of why you’re traveling – seeing the sights, climbing the peaks, or assisting the many in need, short term global medical insurance will help you to go where your plans take you.
Get a free quote for a worldwide medical insurance plan with global coverage today.
¹ The claim example provided above is based on actual claims handled by the insurer of these plans. Coverage for similar claims is not to be inferred from the above example, as all claims are determined to be eligible/ineligible based on the applicable insurance policy and the facts and circumstances of each claim.
² Country limitations set by the U.S. Department of State, a Service of the Bureau of Consular Affairs.
(4/2010)